Refinance to plan for employment uncertainty

I had lunch yesterday with a mortgage broker, a digital advertiser and a flooring wholesaler. Apart from Thanksgiving and Disney World plans, conversation mostly concerned the regulations that are published as the Patient Protection and Affordable Care Act legislation is turned into Treasury code. Everyone there except for me (being self-employed) is concerned about the potential impact on their employment.

If your employment contract is likely to be renegotiated to comply with the Patient Protection and Affordable Care Act, it is an idea to refinance your property NOW.

You could reduce your monthly payment and capture low interest rates for the next 20 - 30 years. If you are concerned your hours may be cut to 28 per week, that $200 month savings on your mortgage will come in handy!


Lenders I recommend:

For residential:

Kirsten Ray, IKON Financial
9 one two-354-eight 555

400 Mall Blvd, Ste G
Savannah, GA, 31406

Lucy Bukowiec, BB&T Mortgage
912-9 two one-8752
http://www.bbt.com/lbukowiec

326 Mall Blvdsavannah, ga, 31406
United States

For commercial:

Deepika Paul, EVP, United Community Bank
912-2 three five-3147

8201 White Bluff Road
Savannah, GA, 31406

Anne-Marie Jones, First Citizens Bank
912-23 one-two 194
13 E. York Street
Savannah, GA, 31401

And the attorney to handle it:
TJ Hollis, Lee Black Rouse and Hollis
Nine one 2-355-0023
7395 Hodgson Memorial Drive.
Savannah, GA 31406 

 

A. Joseph Marshall
Coldwell Banker Commercial
Commercial Real Estate Advisor
Savannah, Ga